Hayward home buying and lending discussion 9/27/18

Whoops, the first part of our discussion was cut off! Here’s our discussion points from today:

What paperwork does a buyer need to apply for a home loan?
How do you as a buyer pick the right home to buy?
How can a buyer save money on my home loan?
How do I know how much to offer when I buy a home?
What happens at the escrow closing?